1.   Provider Information

This website is provided by MET Holding AG on behalf of itself and its group companies (MET Group).

2.   Terms of Use

2.1      The terms herein apply to the entire content of this website. By accessing any part of it, you accept these Terms and Conditions of Use and our Privacy Statement [please include link to Privacy Statement] in full, and you confirm to abide to both of them.

2.2      You are responsible for ensuring that all individuals accessing this website through your internet connection are aware of, comply with and accept the terms herein.

3.   Copyright/Licensing

3.1      Unless otherwise stated, the copyright and other intellectual property rights in all material on this website (including, without limitation, photographs, sounds, texts, and graphical material) are owned by us, MET Group companies or our licensors.

3.2      You are permitted to print and download extracts from this website for your own use on the following basis:

  • you do not modify the extracts in any way,
  • you do not separate graphics from the corresponding text, and
  • our copyright and trade mark notices appear in all copies.

3.3      Any use beyond these terms (in particular, without limitation, use for commercial purposes) is only permitted if you have obtained an explicit license from us or the respective licensor.

4.   Visitor Material and Conduct

4.1      With the exception of personally identifiable information, which is covered by our Privacy Statement [please include link to Privacy Statement], or otherwise agreed in writing, any material you transmit or post to this website is considered non-confidential and non-proprietary. We shall have no obligations with respect to such material, and we shall be free to copy, modify, disclose, distribute, incorporate and otherwise use such material and everything embodied therein for any and all use, be it for commercial or for non-commercial purposes.

4.2      You are prohibited from misusing this website, and from posting or transmitting to or from this website any material:

  • that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or
  • for which you have not obtained all necessary licenses and/or approvals; or
  • which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or
  • which is technically harmful (including, without limitation, computer viruses, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).

4.3      We fully co-operate with any law enforcement authorities or court order requesting or directing us or any MET Group company, its officers, directors, employees, shareholders, agents, or third party service provider, to disclose the identity or locate anyone posting any material in breach of these terms.

5.   Links to and from other Websites

5.1      Links to third party websites on this website are provided solely for your convenience. If you use these links, you leave our website. We have not necessarily reviewed all of these third party websites and do not control and are not responsible for these websites or their content or availability. We do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them.

5.2      If you decide to access any of the third party websites linked to our website, you do so entirely at your own risk.

6.   Disclaimer

6.1      While we endeavour to ensure that the information on this website is correct, we do not warrant the accuracy or completeness of the material on it. The material on this website may be out of date, and we make no commitment to update it.

6.2      The material on this website is provided "as is", without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill), are explicitly excluded.

6.3      We may make changes to the material on this website, or to the products and prices described in it, at any time without notice.

7.   Liability

To the maximum extent permitted by law, we, any MET Group company, any other party (whether or not involved in creating, maintaining or delivering this website), and each of their officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or to a third party (including, without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption), in connection with this website in any way or in connection with the use, inability to use or the results of use of this website, any websites linked to this website or the material on such websites, including, but not limited to, losses or damages due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this website or your downloading of any material from this website or any websites linked to this website.

8.   Revisions

We may revise these Terms and Conditions of Use at any time by updating this posting without notice.

9.   Governing Law and Jurisdiction

These Terms and Conditions of Use are governed by the laws of Switzerland. The courts at the seat of incorporation of MET Holding AG have exclusive jurisdiction over any claim arising from, or related to, the use of this website. In addition, we retain the right to bring proceedings against you for breach of these Terms and Conditions of Use in your country of residence.

 1 January 2015